In the United States, funds transfers occur primarily through the Fedwire Funds Service, CHIPS, the National Settlement Service (NSS), cheque clearing, ACH, and payment card networks.   

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The Clearing House provides a range of large- and small-value electronic payment services, including the
Clearing House Inter-Bank Payments System (CHIPS), a wire-transfer system, the Electronic Payments
Network (EPN), an ACH network, and SVPCO, a cheque clearing service.

Those are FedWire, FedACH, NSS , NCSS 

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Private are EPN, ACH network and others

There are more than 60 instant payment systems (IPSs) today.Nexus is a scalable crossborder payments network, that would connect IPSs in multiple countries, enabling them to offer cross-border payments that reach their destination within 60 seconds.

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An ACH transfer (a.k.a. direct deposit) is a method of sending funds from one bank to another using the Automated Clearing House (ACH) network. To process an ACH transfer, a request is made from the payor’s bank account. Then, funds are sent via the ACH network to a recipient’s bank.

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The Automated Clearing House network is a network of financial institutions, including banks and credit unions, that are batching transactions between them, guided by the rule-making organization, Nacha. ACH is a US-only network, thus not available for payees outside the United States.

Some people may refer to ACH payments as either direct deposit or direct pay via ACH.

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Same day ACH / Next Day ACH

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